• Underwriting Associate and Customer Service Rep

    Job Locations US-TX-Dallas
    Req #
    2018-7618
    Type
    Full-Time
    Category
    Credit Analysis & Underwriting
    Location Name
    (NLC) Dallas, TX - Dallas
  • Job Summary

    Responsible for the review of insurance applications for assigned line of business and assessment of financial risks by applying standard guidelines. Functions as front line representative, responding to questions from agents and customers.

    Essential Functions

    1. Underwrites new policies; reinstates and/or cancels existing policies.
    2. Reviews applications for insurance coverage, CLUE and credit reports, and other information to determine application acceptability for assigned line of business.
    3. Evaluates the experience of a risk against the class of business and determines the loss potential due to catastrophe, severity and/or frequency, using established guidelines.
    4. Rates new policies according to established guidelines and checks previously rated policies for proper rating.
    5. Answers questions from agents, policyholders, and applicants.
    6. Assists agents with comments or questions about applications.
    7. Issues and revises binders.
    8. Reviews requests for policy changes.
    9. Issues determinations to decline applications for unacceptable risk.
    10. Processes ACH payments.
    11. Prepares quotes.
    12. Provides guidance and information to co-workers as needed.
    13. Works with Accounting and other office staff members to provide guidance and offer assistance.
    14. Works with agents to provide information and facilitate application consideration and approval process.
    15. Performs other duties as necessary.

    Job Requirements

    • College degree in business management, marketing or related field preferred
    • One year of experience working in an underwriting team
    • Must have a P&C license with the Texas Department of Insurance
    • Excellent verbal and written communication skills with a customer service mindset; ability to handle confidential information appropriately
    • Effective organization skills and attention to detail
    • Ability follow through on responsibilities and requests to completion
    • Strong critical thinking, analytical, and decision-making skills
    • Ability to assess and respond to identified needs easily, quickly, and accurately; ability to identify, investigate and resolve issues
    • Ability to work independently and manage multiple tasks concurrently
    • Strong computer skills and proficiency with Microsoft Office or comparable software applications
    • Ability to independently prepare reports and write business correspondence

    About the Company

    National Lloyds Corporation, which traces its origins to 1948, is a niche property and casualty underwriter that is a leader in underserved markets in Texas and other Southern states. National Lloyds Corporation specializes in writing fire and homeowners’ insurance coverage for low value dwellings and manufactured homes. Insurance policies are sold by more than 4,200 independent agencies and is licensed to sell insurance in over 30 states. National Lloyds Corporation is a subsidiary of Hilltop Holdings Inc. With $13.4 billion in assets and $1.9 billion in common equity as of December 31, 2017, Hilltop Holdings Inc. (NYSE:HTH) is a Texas-based diversified financial holding company specializing in banking, mortgage origination, financial advisory and insurance through its wholly owned subsidiaries, PlainsCapital Bank, PrimeLending, Hilltop Securities Inc. and National Lloyds Corporation.

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